Smart Financial Solutions Made Simple

Faster loan approvals, affordable interest rates, and a worry-free borrowing experience in Malaysia!

24/7
Service Available
10K+
Happy Customers
18%
Max Interest Rate
SmartCASH App Interface
Secure & Licensed
Quick Approval
Low Interest

Why Choose SmartCASH?

Experience the future of digital lending with our cutting-edge features

Easy Application

Start the loan process easily with our user-friendly app, with no barriers to entry.

Quick Approval

Loan funds will be deposited directly into your account within hours, efficiently solving your urgent needs.

Competitive Rates

Small loans offer affordable interest rates, reducing repayment pressure and better suiting your budget.

Flexible Terms

Choose the most suitable repayment plan based on your financial situation and lifestyle.

Security & Privacy

We prioritize the security and privacy of your information and provide comprehensive protection.

Licensed Institution

A licensed and compliant institution, ensuring the safety of your funds with KPKT license.

About SmartCASH

Have unexpected expenses or urgent financial needs? Get funding quickly with SmartCASH! Our loan app is user-friendly, seamless, and transparent, with no hidden strings attached.

Loan Amount

200 MYR - 10,000 MYR

Loan Term

91 - 180 Days

Interest Rate

Up to 18% Annual

Licensed Company

KEDAI EMAS PAJAN SDN. BHD.

KPKT License: WL3751/01/01-11/141226

Valid until: December 14, 2026

95% Approval Rate
98% Customer Satisfaction

Experience Our App

Discover the intuitive design and powerful features of SmartCASH mobile application

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Get in Touch

Have questions? We're here to help you with your financial needs.

Email

user@kedaiemaspajan.com

Business Hours

Monday to Sunday, 8:00 AM - 6:00 PM

Address

No. 22, Jalan Sri Pelangi 4, Taman Pelangi
80400 JOHOR BAHRU, JOHOR